Operator File · Curaçao

Cosmobet

Licence status, what the record shows and the routes open to players anywhere, with sources. A listing is a record, not an allegation of wrongdoing.


Written by Jake Thomas, Co-founder and Director. Clinton & Co Advisors is not a law firm. Last checked 3 September 2026.

Register check
Entity
Santeda International B.V.
Registration number
Not published
Licence number
OGL/2024/1798/1048
Regulator
Curacao Gaming Control Board (CGCB)
Status
Assessment in progress
Date checked
16 September 2026
Register
Curaçao Gaming Authority register (edition of 16 September 2026)

Our free licence checker covers this and every other operator we hold a file on.

Platform and background

Cosmobet is an offshore online casino and sportsbook that launched in 2023 as one of the newer brands in the Santeda International stable. It runs a crypto-friendly model, accepting both traditional and cryptocurrency deposits, and offers real-money slots, live dealer tables, virtual sports and esports markets. The brand markets itself heavily through affiliate channels, and a cluster of look-alike 'official UK' mirror domains and review pages promote it to British searchers, several of them using 'not on GamStop' framing. None of this changes the underlying position: Cosmobet is an offshore Curacao brand, not a UK-regulated operator, and the consumer protections that come with a UK Gambling Commission licence do not apply to players who use it.

Ownership and the Santeda group

Cosmobet is operated by Santeda International B.V., a company registered in Curacao (company registration 151296), with Santeda International Limited, a Cyprus-registered entity, acting as its EU and EEA representative. The same group sits behind a family of sister brands, most prominently Mystake, alongside Goldenbet, Velobet and Rolletto, with newer names such as Donbet and LocasBet also linked to the network. This group structure matters for anyone trying to recover money, because reporting and complaints suggest the operator moves players between sister sites, and industry coverage indicates the underlying Curacao licensing entities have been reorganised, with several Santeda brands reported to have shifted to a company called GTW B.V. as scrutiny has grown. Identifying the correct legal entity is therefore an important first step in any complaint.

Licence and UK position

Cosmobet operates under a Curacao licence rather than any UK Gambling Commission authorisation, so it is not UKGC-regulated and is not covered by GamStop, the British national self-exclusion scheme. Operator terms and review listings cite a Curacao Gaming Control Board licence numbered OGL/2024/1798/1048 issued to Santeda International B.V., though the wider Santeda network has been reorganising its Curacao licence entities, so Clinton & Co treats this number as current but subject to change and recommends confirming the live entity before acting. On UK access the picture is mixed. Reputable review listings such as AskGamblers show the brand as restricted in the United Kingdom, yet UK players continue to report that they can register and deposit, and the GAMRS report describes active UK-facing promotion. In practice this is a brand whose terms point away from the UK while UK players still report access, and either way the UKGC's protections do not apply.

The GAMRS report and what UK players can do

In December 2025 GAMRS, the Gambling Industry Accreditation, Monitoring & Registration Service, published a report co-authored with DealMeOut that names Cosmobet as one of five Santeda International brands forming a UK-facing offshore network said to generate over GBP 2 billion, roughly USD 2.7 billion, a year. The report alleges the network leans on 'not on GamStop' affiliate marketing aimed at self-excluded gamblers, deploys aggressive retention tactics and migrates users between sister sites after they try to stop. A survey of UK respondents reported combined losses of about USD 322,500 on the flagship brand, Mystake, alone. If you are a UK player who lost money to Cosmobet, particularly where a self-exclusion request was ignored or where no affordability or KYC checks were applied before losses mounted, the route is to raise a formal complaint through the operator's own process and, where appropriate, to escalate with the support of regulated legal partners. Keep your account history, deposit records and any self-exclusion or support correspondence, as this evidence is central to building a case.

Is Cosmobet withholding a withdrawal?

The playbook for a stalled Cosmobet payout is in what to do when a casino withholds your winnings. Where the sum is substantial, a voided win, a confiscated balance or a withdrawal Cosmobet will not release, our withheld winnings service sets out the evidence that matters and when a specialist assessment of a Cosmobet case is proportionate.

What the record shows

Reported allegationGAMRS (Gambling Industry Accreditation, Monitoring & Registration Service)· 2025-12

Named in the December 2025 GAMRS report (co-authored with DealMeOut) as one of five Santeda International brands (alongside Mystake, Goldenbet, Velobet and Rolletto) said to form a UK-facing offshore network generating over GBP 2 billion (around USD 2.7 billion) a year and alleged to use 'not on GamStop' marketing aimed at self-excluded UK players. The detailed UK-targeting and self-exclusion case study in the report centres on the flagship brand Mystake.

Source
Reported allegationPlayer complaints via casino.guru and AskGamblers· 2025

Players report on casino.guru and AskGamblers that accounts were closed and winnings confiscated after bonus play, with alleged unspecified terms violations and KYC verification left in progress (in one account close to two weeks) while withdrawals were blocked.

Source
Reported allegationPlayer complaint via AskGamblers· 2025-05

A player reports requesting self-exclusion on 25 May 2025 due to a gambling problem; they state Cosmobet continued accepting deposits and sent VIP offers, with losses exceeding EUR 60,000.

Source

Is Cosmobet legit?

"Legit" needs unpacking. Cosmobet holds licence OGL/2024/1798/1048 and is recorded as licensed under Curacao Gaming Control Board (CGCB). Our file records 3 documented items about Cosmobet, set out above with their sources. No UK Gambling Commission licence is recorded for it, so GamStop and the UK dispute framework do not apply, which matters more than any review score if something goes wrong. A licence is not a promise that players are treated fairly. You can verify a Curaçao licence yourself against the CGA's official register with our free licence checker.

Complaints about Cosmobet

Across casino.guru, AskGamblers and public review platforms, a recurring set of complaints attaches to Cosmobet. Players report that accounts were closed and winnings confiscated after bonus play, often citing unspecified terms violations, and that identity checks under KYC were left in progress for one to two weeks or more while withdrawals stayed blocked. More seriously, one player reports asking Cosmobet for self-exclusion on 25 May 2025 because of a gambling problem and says the casino kept accepting deposits and sent VIP offers, with losses passing EUR 60,000. These accounts are player allegations rather than proven findings, but the pattern, confiscated winnings, stalled KYC and an ignored self-exclusion request, is exactly the kind of harm UK players raise with us.

A complaint about Cosmobet should go to Cosmobet itself first, in writing, through the complaints channel it publishes or its support address where it publishes none, with every reply kept. If Cosmobet does not resolve it, escalation points at Curacao Gaming Control Board (CGCB), and in practice the pressure comes from the evidence your own records support. The sequence is set out in how to escalate a casino complaint.

What the licence requires

Cosmobet is regulated by Curacao Gaming Control Board (CGCB) under licence OGL/2024/1798/1048, and no UK Gambling Commission licence is recorded for it, so GamStop and the UK dispute-resolution framework do not apply. Read more on how Curaçao casino law works.

If you are trying to recover money

Because Cosmobet is licensed in Curaçao and not by the UK Gambling Commission, no UK adjudicator can order a refund, so recovery runs as a claim built on Cosmobet's own complaints process and contractual terms, taken forward with a regulated legal partner where the evidence supports it. Preserve your account evidence first, then see how gambling-loss recovery works, the evidence you need to recover losses, and how to escalate a casino complaint.

Check whether Cosmobet appears on the Curaçao enforcement register before you write.

Two guides carry the detail for a Curaçao brand like Cosmobet. Getting your money back from a Curaçao casino sets out the complaint order and what the regulator can realistically do about Cosmobet. Where you had self-excluded with Cosmobet and it kept taking deposits, read what a failed self-exclusion is worth. The free complaint route finder maps the order for you.

If the amount is large

A five or six figure balance at Cosmobet is handled differently from a small one, and the Curaçao rules explain why. Under the Gaming Authority’s anti-money-laundering regulations of January 2025, Cosmobet must carry out customer due diligence once your financial transactions reach NAf 4,000, roughly £1,700 / $2,200, counted cumulatively across every deposit and withdrawal since you opened the Cosmobet account rather than transaction by transaction. Where that threshold is crossed because you asked to withdraw, the regulations require Cosmobet to freeze the account completely until your documents reach Cosmobet. They also set a limit the other way: if Cosmobet has not received the information within 30 days of the threshold being reached, it must end the Cosmobet relationship, and where no presumption of money laundering exists the funds are to be transferred to you. Higher-risk Cosmobet accounts attract enhanced due diligence, which is where the Cosmobet requests for source of funds and source of wealth come from, covering savings, employment income, property sales, dividends, inheritances and earlier gambling winnings. The Cosmobet commercial treatment usually shifts alongside the compliance one: the Cosmobet host who answered within minutes goes quiet, and Cosmobet withdrawal limits that never mattered on a £500 / $650 payout start to govern a £50,000 / $65,000 one. Where the Cosmobet account is frozen, the escalation route is set out under Where you are playing from.

Where you are playing from

The route against Cosmobet is set by Curaçao law, not by where you live. Start with a written complaint to Cosmobet: the LOK gives you six months from the incident, costs nothing, and obliges Cosmobet to acknowledge within a week and answer within four weeks, with one four-week extension allowed to Cosmobet. Unresolved, the LOK requires a licensee to offer alternative dispute resolution at its own expense and the Authority requires that body to be a CGA-certified one, on a timetable it expects to run no longer than 90 days; a licensee that has not engaged a certified provider is short of that requirement rather than outside it. Copy complaints@cga.cw: the Curaçao Gaming Authority will not decide your Cosmobet case or award compensation, but it uses complaints to police the Cosmobet licence. The final step against Cosmobet is the Curaçao court, because Article 5.5 obliges a licensee to write Curaçao law and the Curaçao courts into the gaming agreement, and the old civil-code bar on gambling claims no longer applies to claims against a licensee.

If you are in the United States

There is no state regulator standing behind Cosmobet for a United States player: online gambling is licensed state by state and an offshore site like Cosmobet holds no state licence, so nothing in state law reaches your Cosmobet balance. In August 2025 a coalition of 50 state attorneys general asked the Department of Justice to block offshore platforms and their payment systems under the Unlawful Internet Gambling Enforcement Act, which is enforcement rather than a route to the money Cosmobet holds. Your state consumer protection office or attorney general can log the Cosmobet dispute. The route that reaches Cosmobet itself is the one attached to the Cosmobet licence: the Curaçao route above.

If you are in the EU

The EU is not one answer on Cosmobet. Austria: the Supreme Court (1 Ob 229/20p) treats contracts with a provider that has no Austrian concession as ineffective, with the stake repayable, which is the route an Austrian Cosmobet player takes. Germany: the Court of Justice of the EU, Case C-440/23 (16 April 2026), confirmed that a consumer may claim restitution of stakes lost with an operator like Cosmobet on games prohibited in Germany, on facts involving Malta-licensed operators rather than Cosmobet; the Federal Court of Justice has designated I ZR 216/25 as its lead decision and the ruling is pending after a hearing on 17 September 2026, so a German Cosmobet claim is not yet settled law. Netherlands: the Hoge Raad decided on 3 July 2026 that operating without a Dutch licence does not make the Cosmobet gambling contract void, so a Dutch Cosmobet player gets no automatic refund, only claims against Cosmobet for mistake or in tort on their own facts. Nowhere else in the EU have we found a sourced domestic route against Cosmobet; against Cosmobet it is the Curaçao route above that applies.

If you are in Canada or Australia

In Canada the only regulator with a player-dispute process is Ontario’s, and it reaches Ontario-registered sites only, so it does not reach Cosmobet: the AGCO says it cannot get your money back from Cosmobet and only assists with disputes about regulated sites, and iGaming Ontario has no legal relationship with unregulated operators and cannot refund wagers. Every other province runs a government monopoly, and we have found no domestic route against Cosmobet there. In Australia the Interactive Gambling Act 2001 bans online casinos outright; ACMA accepts complaints about breaches but says plainly that Australian regulators cannot help if an overseas site such as Cosmobet withholds your winnings, and points Cosmobet players back to the licensing authority abroad. For Cosmobet that means the Curaçao route above.

If you are in the UK

A UK player has no domestic adjudicator for a Cosmobet dispute. The Gambling Commission says it is illegal to provide gambling to consumers in Great Britain without the operating licence Cosmobet does not hold, wherever in the world the gambling is provided from, and Cosmobet holds no such licence. So GAMSTOP, which covers only GB-licensed operators, never applied to Cosmobet; the ADR requirement in the licence conditions, and IBAS, which adjudicates only against operators registered with it, do not reach Cosmobet; and the Commission has no powers to resolve individual complaints or help consumers get money back from Cosmobet, although it asks for unlicensed sites to be reported to intelligencereports@gamblingcommission.gov.uk. What reaches Cosmobet is the Curaçao route above, the one attached to the Cosmobet licence.

Sources

  1. gamblingnews.com: GAMRS report (published 22 Dec 2025, co-authored with DealMeOut) names Cosmobet as a Santeda International brand in a UK-facing offshore network generating over GBP 2bn / around USD 2.7bn a year, alleged to circumvent GamStop; flagship Mystake survey losses GBP 241,152 (about USD 322,500)
  2. santeda.international: Santeda International B.V. lists Cosmobet alongside Mystake, Goldenbet, Velobet, Rolletto, Donbet and LocasBet, all under Curacao licensing; Santeda International Limited named in site footer
  3. askgamblers.com: Operator Santeda International B.V., Curacao Gaming Control Board, established 2023, UK restricted; complaints of confiscated winnings (EUR 850), KYC delays and ignored self-exclusion request dated 25 May 2025 with losses over EUR 60,000
  4. casino.guru: Player complaint reporting confiscated winnings after a bonus win and account closure for alleged terms violations, with KYC verification delays blocking withdrawals (attributed as reported, not proven)
  5. gamblingnews.com: Santeda-linked brands (Mystake, Velobet, Donbet, Goldenbet) shifting Curacao licence entity to GTW B.V. amid UK scrutiny; British users betting billions and seeking non-GamStop sites (article does not name Cosmobet specifically)

How we verified this: the Cosmobet file draws on Curacao Gaming Control Board (CGCB) records, licence registers and attributed player reports, checked as our editorial standards describe.

FAQ

Common questions about Cosmobet

Can I get my money back from Cosmobet?

Possibly. Cosmobet is licensed in Curaçao, outside the UK system, so no UK adjudicator can order a refund. Recovery instead works through the operator's own complaints process, the evidence your payment history supports, and where appropriate a regulated legal partner. The right route depends on your evidence, and our initial assessment is free and confidential.

"Legit" needs unpacking. Cosmobet holds licence OGL/2024/1798/1048 and is recorded as licensed under Curacao Gaming Control Board (CGCB). Our file records 3 documented items about Cosmobet, set out above with their sources. No UK Gambling Commission licence is recorded for it, so GamStop and the UK dispute framework do not apply, which matters more than any review score if something goes wrong. A licence is not a promise that players are treated fairly. You can verify a Curaçao licence yourself against the CGA's official register with our free licence checker.

Cosmobet is operated by Santeda International B.V., licensed in Curaçao, under licence OGL/2024/1798/1048. It is recorded as licensed under Curacao Gaming Control Board (CGCB). The brand has operated since 2023. This licence sits outside GamStop, so a GamStop self-exclusion does not block accounts held under it.

Cosmobet is not open to UK players on the record on this file. T&Cs and review listings restrict the UK, but UK players report access; the GAMRS report alleges active UK targeting via 'not on GamStop' marketing. Not UKGC-licensed. The licence in force when you played is what shapes the routes open to you.

Our research records 3 reported allegations for Cosmobet, each with its issuing body and a source you can check. A listing is a record, not proof of wrongdoing, and every case turns on its own evidence.

Preserve the evidence first: screenshot your balance, the stuck withdrawal, chat transcripts and emails, and save the terms as they read today. Then make one formal written complaint and escalate to the right authority or a regulated legal partner. Avoid closing the account or accepting a partial settlement before you have taken advice.

No. Nothing is sent to any operator without your written consent. The first an operator hears of your case is a formal complaint you have approved.

Is Cosmobet holding your money?

The sooner the evidence is preserved, the stronger the file. Our initial assessment is free and strictly confidential.

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